Financial Planning
Insurance.
Wealth Protection advice
What would happen if you were injured, fell ill or died? No one likes to think about it, but have you considered whether your family would be protected? Could you get by financially if you were no longer able to work for an extended period of time or permanently? And what if you died?
At Emery Group, we have professional advisers who can assess your personal situation and recommend policies that best suit your needs. We can also review your existing policies to ensure they continue to provide an adequate level of cover. This is particularly important if your financial situation changes and extended coverage is needed for additional family members.
Life insurance
Imagine leaving your family burdened with the debts you created. Insuring your own life ensures you leave adequate resources for your family and dependants. You might be surprised how little that peace of mind costs.
Trauma insurance
Trauma insurance can provide a lump sum payment should you suffer from a number of medical conditions such as cancer, stroke, heart attack or coronary artery (bypass) surgery.
Trauma insurance can be used to take care of all your bills so you're free to recover and get on with your life or even pay for a long held dream. Your tax free lump sum is paid on diagnosis of the covered illness.
Income Protection insurance
For most people, their income is their most valuable asset. It's essential to protect your primary source for maintaining and building your wealth.
Income protection policies can replace up to 75% of your gross income if you're unable to work due to sickness or injury. That means if you could not work for an extended period of time due to accident or illness, up to 75% of your salary would usually be paid for periods up to age 65 depending on the terms of your contract.
The cost of that peace of mind (income protection) can even be tax deductible.
Contact one of our qualified financial planners to discuss your
insurance needs.
Emery Group Financial Planning Pty Ltd ABN 16 133 728 855 is a Corporate Authorised Representative (331 953) of Sentry Financial Planning Pty Ltd ABN 74 099 029 526 (247 105).
